what is the best credit card for a first timer who wants to build credit?
I am very responsible with how I spend money, so please don’t lecture me on how credit cards are so dangerous. I’ve waited til I felt financially secure enough to get one.
I just want one so I can work on establishing credit. I want to make one or two monthly purchases and pay them off so I can have some credit. I just want to know what kind of card should I look into getting.
I know I want a card with low-intrest rates(who doesn’t) and no annual fees. I am also a college student. If you can give me any information on a card you think I should look into, please let me know. thanks a bunch.
First Financial Bank USA is the number one issuer of student credit cards and will EVERYONE a card.
www.1fbusa.com
Also, try your local bank. I know that U.S. Bank (not sure if they are in your area) will give someone with no credit a student credit card or alternative card for some one with no or bad credit. If you don’t have a U.S. Bank check other banks in your area.
www.usbank.com
Usenext signup trick. NO CREDIT CARD REQUIRED!
